Motor vehicle collisions can cause costly property damage and major injuries. Collision injuries often generate medical bills and can also reduce a person’s income. Most people involved in California collisions expect to cover their losses using insurance. Some of them discover that the driver at fault for a crash did not carry a policy as required by state law. In those scenarios, the injured party may face significant economic setbacks due to the poor decisions of the driver who caused the wreck.
How do people cover collision costs when an uninsured motorist is at fault for a crash?
There are multiple options available
Depending on the circumstances of the collision, the people facing losses caused by an uninsured driver have several options. Drivers who have uninsured motorist coverage on their own policies can make claims against their insurance to address collision expenses.
Typically, those at fault for a crash who do not have insurance are directly liable for the harm they cause others. A lawsuit against the driver could be an option.
In cases where the at fault driver was on the clock while driving, their employer might be partially liable. There might even be a third party with a degree of liability in some cases, such as when vehicle components fail in traffic or bars violate alcohol service rules. In some cases, motorists may have access to multiple sources of compensation after a preventable collision.
Reviewing a crash report and any insurance policy information at issue with a skilled legal team can help people understand their options for covering their costs after motor vehicle collisions. An attorney’s knowledge and support can help people hold uninsured drivers accountable and limit their financial losses. If you have been injured at the hands of an uninsured motorist, contact The Law Office of Aman N. Shah for a free consultation.
