Injured At The Hands Of An Uninsured Motorist?
California law requires that drivers possess valid liability automobile insurance coverage. This makes it all the more frustrating when you are involved in an accident with an uninsured driver.
According to a study conducted by the Insurance Research Council, California was found to have the highest number of uninsured motorists in the entire country at 4.1 million. That is approximately one out of every seven drivers.
While there are a variety of different theories explaining this statistic, the reality is that California drivers must protect themselves against the increased threat of being hit by an uninsured driver. Many issues pop up in the wake of an uninsured motorist collision. Some issues include:
- Who will cover your vehicle damage?
- Who will compensate you for your injury-related medical treatment?
- What happens if the at-fault party has liability coverage but it’s not enough to pay for your medical treatment?
The Law Office of Aman N. Shah can help you navigate through all of these issues and more.
Uninsured & Underinsured Motorist Policies Explained
Uninsured and underinsured motorist coverage is included in California liability auto policies. This coverage is important because, in the event of a collision at the hands of an uninsured driver, your auto insurance will take the place of the uninsured driver and provide you with property damage and bodily injury coverage up to the limits of your policy.
But this does not mean it is always easy to collect compensation from this element of your policy. We can help you receive the coverage you are entitled to under your policy.
Even if the other driver was insured but had insufficient coverage to pay for all of your injuries, your underinsured motorist bodily injury coverage could potentially make up the difference. It is important to have an experienced attorney to help you review your policy details to determine whether you have such coverage.
We Are Here To Help
At The Law Office of Aman N. Shah, our attorneys are experienced in dealing with the myriad issues associated with uninsured and underinsured motorist injury accidents. Call us at 714-312-3974 or contact us online for a free case analysis.