Hit-and-run collisions can put people in very dangerous situations. When the other driver doesn’t stop as they should, an injured person might go a long time without receiving the medical care they require.
Hit-and-run collisions also typically lead to more complicated compensation claims after a crash. Those trying to cover their medical expenses, recover lost wages and pay to repair their vehicles may need help understanding their options for addressing hit-and-run collision expenses.
What forms of compensation may be available?
1. The at-fault driver’s insurance
Liability insurance coverage can help pay for collision costs if police officers find the driver at fault. Unfortunately, California police departments have relatively low solve rates.
Los Angeles has reported hit-and-run solve rates as low as 7% in recent years. Insurance claims are generally only possible if people identify the driver at fault and that driver has appropriate coverage.
2. A civil lawsuit
If police officers identify the driver at fault, but the driver does not have insurance, a lawsuit might be an option. A personal injury lawsuit can also be helpful in cases where the driver at fault only carries the minimum coverage required by law. There could be outside parties with a degree of liability for the collision as well, ranging from vehicle manufacturers to municipal authorities responsible for maintaining the roads.
3. Personal insurance coverage
Other types of coverage, including comprehensive coverage required on lease vehicles, can also provide assistance after a hit-and-run collision. A claim could help address immediate expenses while the driver looks into other options.
Motorists dealing with the aftermath of a hit-and-run crash may benefit from sitting down to review the situation with a lawyer. Attorneys can help people evaluate their options after a hit-and-run crash damages their vehicle and causes injuries.
