A person who finds a dent in their car is likely the victim of a hit-and-run and probably has many questions. Will the police find the perpetrator? Who will pay the damages? There are several things to do right after a hit-and-run accident.
What to do after hit-and-run accidents
Hit-and-run crashes can be stressful and chaotic. If there were any injuries, 911 should be the first call. After discovering the damage to the car, a person should ask any witnesses for information about the other car like the license plate number, the make, the model, the color and the driver’s description. Other helpful information involves where the car was heading, where and when the accident took place and a description of the damage to the other vehicle. Taking photos of the damage and the accident site is useful.
Victims should call and report any information about the accident to the police within 24 hours. The sooner the police know about the accident, the better. Any information about the other car helps the police during the investigation.
After a hit-and-run accident, people can file a not-at-fault insurance claim. Most insurance companies need any hit-and-run damage reports reported to the police within 24 hours.
What not to do after a hit-and-run incident
After a hit-and-run car accident, a person should never follow a fleeing driver. It’s dangerous because people are unpredictable. In addition, leaving the scene can allow the victim to miss any eyewitness accounts. Calling the police with identifying details is a better use of time. A person should never wait to call the police or insurance company.
Paying for the damage
Collision coverage pays out hit-and-run accident claims. Drivers have to pay fees unless they have a $0 deductible. Hit-and-run claims are exceptions where the victim will pay a deductible. If the police identify the other driver, the direct compensation property damage coverage pays without a deductible.
