Walking around California can be risky, especially when it comes to road safety. Unfortunately, pedestrians are often the most vulnerable when accidents happen, and the situation becomes even worse if the driver involved is uninsured or underinsured.
According to recent studies, pedestrians make up 26% of all traffic fatalities in California. When these accidents involve drivers without proper insurance, those on foot often struggle with the financial burden of their injuries.
The problem with uninsured motorists
In California, 17% of drivers do not have insurance. This leaves many pedestrians who get hit by these drivers scrambling for fair compensation. For some road users, accidents with uninsured drivers could mean facing bankruptcy, accumulating debt or even losing their homes.
Challenges for pedestrian
Pedestrians have no protection in a collision, making any accident potentially life-threatening. Getting compensation is often an uphill battle since they may not have the same access to insurance coverage as people driving cars.
Seeking justice and fair compensation
If you get into an accident with an uninsured or underinsured driver, it is crucial to seek legal help. An experienced personal injury lawyer can guide you through getting the compensation you deserve. Here is what you should do:
- Document the accident scene: Take photos and videos of the accident scene, including the vehicles, road conditions and your injuries.
- Seek medical attention: Even if you feel okay at first, it is important to consult a doctor to document any injuries and prevent further harm.
- Report the accident: File a police report and notify your auto insurance company (if you have one).
- Consult with a personal injury lawyer: An experienced lawyer can help you understand your rights and options for seeking compensation.
- Explore available insurance options: Your lawyer can help you explore available insurance options, such as uninsured/underinsured motorist coverage or other policies that might offer some relief.
If necessary, your lawyer can also help take legal action against the at-fault driver or other responsible parties.
Remember your rights
Do not let an uninsured driver’s negligence dictate your future. Seek legal guidance and take proactive steps so that you receive the compensation needed to recover from your injuries and rebuild your life.
