Delivery services are increasingly common. People have become accustomed to rapid turnaround times when ordering items online. They also enjoy the convenience of receiving deliveries of necessary items, such as hot meals or household groceries.
There are costs associated with that convenience. People pay for deliveries, and they also have to face increased risk on the road. Social costs in the form of increased collision risk are easy for people to ignore until they end up affected by a collision where a delivery driver is at fault. Delivery drivers are often aggressive on the road, and they may drive while distracted or fatigued.
People may end up involved in crashes caused by a delivery driver who didn’t use their turn signal or parked in an unsafe location. They might end up struck by a delivery vehicle that doesn’t yield the right of way at a busy intersection. How can people cover their expenses when a delivery driver is at fault for a crash?
With insurance
Frequently, delivery vehicles are part of a corporate fleet. There may be a business insurance policy that applies.
Other times, when drivers use their own vehicles instead of company vehicles for delivery purposes, their personal liability insurance can help reimburse those involved in any crashes they may cause. Liability insurance can help limit the losses sustained by those involved in delivery vehicle crashes.
With a personal injury lawsuit
Perhaps the delivery driver did not have the necessary insurance required when using a personal vehicle for business purposes. Maybe their policy is simply insufficient given the scope of the damages caused.
In either of those scenarios, a personal injury lawsuit might be possible. People could take legal action against the delivery driver because of the mistakes that they made. If they were on the clock or driving a company vehicle, then it might be possible to take legal action against the business.
There can be many different details to evaluate carefully in scenarios where delivery drivers cause crashes. Reviewing the situation carefully can help people recover their losses after a motor vehicle collision caused by a delivery driver. People may need help untangling the web of complex liability and pursuing the best potential sources of compensation after a wreck.
